:root{
  --bg:#F6F8FB;
  --surface:#FFFFFF;
  --ink:#132238;
  --ink-soft:#516074;
  --navy:#1A3A6B;
  --navy-dk:#122A4F;
  --brand:#0E6E63;
  --brand-dk:#0A5049;
  --brand-soft:#E7F4F1;
  --line:#E1E8F0;
  --urgent:#C2492B;
  --urgent-bg:#FBEDE8;
  --gold:#C9A24B;
  --radius:12px;
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
@media (prefers-reduced-motion: reduce){html{scroll-behavior:auto}*{transition:none !important}}
body{
  font-family:'Public Sans',system-ui,sans-serif;
  background:var(--bg);color:var(--ink);line-height:1.6;-webkit-font-smoothing:antialiased;
}
.wrap{max-width:1120px;margin:0 auto;padding:0 24px}
.wrap-narrow{max-width:780px;margin:0 auto;padding:0 24px}
a:focus-visible,button:focus-visible,input:focus-visible{outline:3px solid var(--navy);outline-offset:3px;border-radius:6px}

.strip{background:var(--navy-dk);color:#c7d3e5;font-size:.78rem;padding:7px 0}
.strip .wrap{display:flex;justify-content:space-between;gap:16px}

header{background:var(--surface);border-bottom:1px solid var(--line)}
.hrow{max-width:1120px;margin:0 auto;padding:16px 24px;display:flex;justify-content:space-between;align-items:center;gap:16px}
.logo{font-family:'Manrope',sans-serif;font-weight:800;font-size:1.3rem;color:var(--navy);text-decoration:none;letter-spacing:-.02em;display:flex;align-items:center}
.logo img{height:30px;width:auto;display:block}
.logo b{color:var(--brand)}
nav{display:flex;gap:26px;align-items:center}
nav a{color:var(--ink-soft);text-decoration:none;font-size:.92rem;font-weight:600}
nav a:hover{color:var(--navy)}
.nav-cta{background:var(--navy);color:#fff !important;padding:9px 18px;border-radius:8px}
.nav-cta:hover{background:var(--navy-dk)}
.back{color:var(--ink-soft);text-decoration:none;font-size:.92rem;font-weight:600}
.back:hover{color:var(--navy)}

.hero{display:grid;grid-template-columns:1.1fr .9fr;gap:52px;align-items:center;padding:60px 0 48px}
.kicker{font-size:.82rem;font-weight:700;color:var(--navy);margin-bottom:16px;padding-left:13px;border-left:4px solid var(--gold);letter-spacing:.01em}
.hero h1{font-family:'Manrope',sans-serif;font-size:clamp(2.2rem,4.2vw,3.2rem);font-weight:800;letter-spacing:-.03em;line-height:1.1}
.hero p.lead{margin-top:16px;font-size:1.1rem;color:var(--ink-soft);max-width:42ch}

.search-wrap{margin-top:26px;position:relative;max-width:520px}
.search{display:flex;background:var(--surface);border:2px solid var(--navy);border-radius:10px;overflow:hidden}
.search input{flex:1;border:none;outline:none;padding:15px 16px;font-family:inherit;font-size:1rem;color:var(--ink)}
.search input::placeholder{color:#94A3B4}
.search button{background:var(--navy);color:#fff;border:none;padding:0 24px;font-weight:600;cursor:pointer;font-size:.95rem}
.search button:hover{background:var(--navy-dk)}
.search-results{position:absolute;left:0;right:0;top:calc(100% + 8px);z-index:30;background:var(--surface);border:1px solid var(--line);border-radius:12px;box-shadow:0 16px 48px rgba(19,34,56,.14);overflow:hidden;display:none}
.search-results.show{display:block}
.sr-item{display:flex;justify-content:space-between;align-items:center;gap:12px;padding:13px 18px;text-decoration:none;color:var(--ink);border-top:1px solid var(--line)}
.sr-item:first-child{border-top:none}
.sr-item:hover{background:var(--brand-soft)}
.sr-title{font-weight:600;font-size:.96rem}
.sr-cat{font-size:.78rem;color:var(--ink-soft);flex:none;font-weight:500}
.sr-empty{padding:15px 18px;color:var(--ink-soft);font-size:.93rem}

.trust{margin-top:18px;display:flex;flex-wrap:wrap;gap:12px 20px;font-size:.85rem;color:var(--ink-soft)}
.trust span::before{content:"\2713";color:var(--brand);font-weight:800;margin-right:6px}

.panel{background:var(--surface);border:1px solid var(--line);border-radius:14px;overflow:hidden;box-shadow:0 18px 44px rgba(19,34,56,.10)}
.panel .phead{background:var(--navy);color:#fff;padding:14px 20px;font-size:.85rem;font-weight:700;display:flex;align-items:center;gap:9px}
.panel .phead .dot{width:8px;height:8px;border-radius:50%;background:var(--gold)}
.pi{display:flex;align-items:center;gap:13px;padding:15px 20px;border-bottom:1px solid var(--line);text-decoration:none;color:var(--ink)}
.pi:last-child{border-bottom:none}
.pi:hover{background:var(--brand-soft)}
.pi .n{font-family:'Manrope',sans-serif;font-weight:800;font-size:.9rem;color:var(--navy);width:22px;flex:none}
.pi.hot .n{color:var(--urgent)}
.pi .t{font-size:.93rem;font-weight:500}
.pi .ar{margin-left:auto;color:var(--ink-soft)}

.stats{display:grid;grid-template-columns:repeat(4,1fr);border:1px solid var(--line);border-radius:12px;overflow:hidden;background:var(--surface)}
.stat{padding:22px;text-align:center;border-right:1px solid var(--line)}
.stat:last-child{border-right:none}
.stat b{font-family:'Manrope',sans-serif;font-size:1.7rem;font-weight:800;display:block;color:var(--navy)}
.stat span{font-size:.83rem;color:var(--ink-soft)}

section{padding:56px 0}
.sec-head{display:flex;justify-content:space-between;align-items:baseline;border-bottom:2px solid var(--navy);padding-bottom:12px;margin-bottom:26px;gap:16px}
.sec-head h2{font-family:'Manrope',sans-serif;font-size:1.55rem;font-weight:800;letter-spacing:-.02em}
.sec-head span{font-size:.85rem;color:var(--ink-soft);flex:none}

.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.card{background:var(--surface);border:1px solid var(--line);border-top:3px solid var(--navy);border-radius:12px;padding:24px;transition:box-shadow .2s,transform .2s}
.card:hover{box-shadow:0 12px 30px rgba(19,34,56,.09);transform:translateY(-2px)}
.card .ic{width:42px;height:42px;border-radius:9px;background:var(--brand-soft);display:flex;align-items:center;justify-content:center;font-size:1.25rem;margin-bottom:14px}
.card h3{font-family:'Manrope',sans-serif;font-size:1.05rem;font-weight:700;margin-bottom:6px}
.card .csub{font-size:.83rem;color:var(--ink-soft);margin-bottom:12px}
.card ul{list-style:none}
.card li{font-size:.9rem;padding:6px 0;border-top:1px solid var(--line)}
.card li:first-child{border-top:none}
.card li a{color:var(--ink);text-decoration:none}
.card li a:hover{color:var(--brand)}
.card li .soon{color:#9DB0C2;font-size:.82rem}

.how{background:var(--surface);border:1px solid var(--line);border-radius:14px;padding:40px 32px}
.steps-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:26px;margin-top:24px}
.step-item .num{width:34px;height:34px;border-radius:8px;background:var(--navy);color:#fff;font-family:'Manrope',sans-serif;font-weight:800;display:flex;align-items:center;justify-content:center;margin-bottom:12px;font-size:.95rem}
.step-item h4{font-family:'Manrope',sans-serif;font-size:1.05rem;font-weight:700;margin-bottom:6px}
.step-item p{color:var(--ink-soft);font-size:.94rem}

.guide-head{padding:28px 0 8px}
.crumb{font-size:.88rem;color:var(--ink-soft);margin-bottom:10px;font-weight:600}
.crumb a{color:var(--navy);text-decoration:none}
.guide-head h1{font-family:'Manrope',sans-serif;font-size:clamp(1.8rem,4.5vw,2.5rem);font-weight:800;letter-spacing:-.02em;line-height:1.15}
.calm{margin-top:16px;background:var(--surface);border:1px solid var(--line);border-left:4px solid var(--brand);border-radius:0 var(--radius) var(--radius) 0;padding:16px 20px;color:var(--ink-soft)}
.calm strong{color:var(--ink)}

.progress-bar{position:sticky;top:0;z-index:5;background:var(--bg);padding:12px 0 10px}
.progress-track{height:8px;background:var(--line);border-radius:99px;overflow:hidden}
.progress-fill{height:100%;width:0%;background:var(--brand);border-radius:99px;transition:width .3s}
.progress-label{font-size:.85rem;color:var(--ink-soft);margin-top:6px;font-weight:600}

.phase{padding:26px 0 6px}
.phase h2{font-family:'Manrope',sans-serif;font-size:1.2rem;font-weight:800}
.phase.urgent h2{color:var(--urgent)}
.phase p.sub{color:var(--ink-soft);font-size:.94rem;margin-top:4px}

.step{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);margin-top:14px;padding:20px;display:flex;gap:16px;align-items:flex-start;transition:opacity .2s,border-color .2s}
.step.done{opacity:.55;border-color:var(--brand)}
.step input[type=checkbox]{appearance:none;-webkit-appearance:none;width:26px;height:26px;flex:none;margin-top:2px;border:2px solid var(--line);border-radius:8px;cursor:pointer;position:relative;background:#fff}
.step input[type=checkbox]:checked{background:var(--brand);border-color:var(--brand)}
.step input[type=checkbox]:checked::after{content:"\2713";color:#fff;font-weight:800;font-size:15px;position:absolute;inset:0;display:flex;align-items:center;justify-content:center}
.step h3{font-family:'Manrope',sans-serif;font-size:1.05rem;font-weight:700;margin-bottom:6px}
.step p{color:var(--ink-soft);font-size:.95rem}
.step .go{display:inline-block;margin-top:10px;color:var(--brand);font-weight:600;font-size:.92rem;text-decoration:none;border-bottom:1.5px solid var(--brand)}
.step .note{margin-top:10px;background:var(--urgent-bg);border-radius:8px;padding:10px 14px;font-size:.9rem;color:#8A3A1F}

.finish{margin-top:36px;background:var(--navy);color:#fff;border-radius:var(--radius);padding:26px 24px;display:none}
.finish.show{display:block}
.finish h2{font-family:'Manrope',sans-serif;font-size:1.3rem;font-weight:800;margin-bottom:6px}
.finish p{opacity:.92}

.related{padding:40px 0 10px}
.related h2{font-family:'Manrope',sans-serif;font-size:1.2rem;font-weight:800;margin-bottom:14px}
.chips{display:flex;flex-wrap:wrap;gap:10px}
.chip{display:inline-flex;align-items:center;gap:8px;background:var(--surface);border:1px solid var(--line);border-radius:999px;padding:11px 18px;font-size:.93rem;font-weight:500;color:var(--ink);text-decoration:none}
.chip:hover{border-color:var(--navy)}
.chip .dot{width:8px;height:8px;border-radius:50%;background:var(--brand);flex:none}

footer{background:var(--navy-dk);color:#b9c6da;margin-top:44px;padding:32px 0;font-size:.88rem}
footer .frow{max-width:1120px;margin:0 auto;padding:0 24px;display:flex;flex-wrap:wrap;gap:12px 24px;justify-content:space-between;align-items:center}
footer a{color:#fff;text-decoration:none}
footer a:hover{text-decoration:underline}

@media(max-width:860px){
  .hero{grid-template-columns:1fr;gap:34px}
  .grid{grid-template-columns:1fr}
  .stats{grid-template-columns:repeat(2,1fr)}
  .stat:nth-child(2){border-right:none}
  nav{display:none}
  .how{padding:28px 20px}
}

/* --- Cookie consent banner (GDPR / Consent Mode v2) --- */
#cookie-banner{position:fixed;left:16px;right:16px;bottom:16px;z-index:9999;max-width:680px;margin:0 auto;background:var(--surface);border:1px solid var(--line);border-radius:12px;box-shadow:0 18px 44px rgba(19,34,56,.18);padding:16px 18px;display:flex;flex-wrap:wrap;align-items:center;gap:12px 16px;opacity:0;transform:translateY(12px);transition:opacity .25s ease,transform .25s ease}
#cookie-banner.show{opacity:1;transform:none}
#cookie-banner .cb-text{flex:1;min-width:220px;font-size:.9rem;color:var(--ink-soft);line-height:1.5}
#cookie-banner .cb-btns{display:flex;gap:10px;margin-left:auto}
#cookie-banner button{font-family:inherit;font-weight:600;font-size:.9rem;border-radius:8px;padding:9px 18px;cursor:pointer;border:1px solid var(--line);transition:background .15s,color .15s,border-color .15s}
#cookie-banner .cb-no{background:var(--surface);color:var(--ink-soft)}
#cookie-banner .cb-no:hover{color:var(--navy);border-color:var(--navy)}
#cookie-banner .cb-yes{background:var(--brand);color:#fff;border-color:var(--brand)}
#cookie-banner .cb-yes:hover{background:var(--brand-dk);border-color:var(--brand-dk)}
.cookie-link{cursor:pointer}